Credit Hire Claims

What Are Credit Hire Claims?

Credit hire refers to a service where a driver who is not at fault in an accident is provided with a replacement vehicle to use while their car is off the road. The cost of hiring the vehicle is then reclaimed from the at-fault party’s insurer or, if necessary, through the legal process. This type of claim can be crucial for individuals who rely on their vehicles for work, family, or other daily activities and cannot afford the disruption caused by the accident.

A credit hire claim typically arises when your vehicle is damaged or written off in an accident caused by another driver. While your car is being repaired or replaced, you may need a temporary vehicle to maintain your daily routine. Credit hire services provide a solution by offering a hire car that is similar to the one you own.

How Does the Credit Hire Process Work?

1. Accident Happens: If you are involved in an accident where the other driver is at fault, you are entitled to seek compensation for the loss of use of your vehicle.

2. Contact a Credit Hire Company: You may contact a credit hire company to arrange for a temporary vehicle. The company will typically offer a similar vehicle to the one you had before the accident.

3. Insurance or Legal Claim: The cost of the credit hire vehicle will be covered by the at-fault driver’s insurance, or it can be pursued through legal channels if the at-fault party’s insurer refuses to pay.

4. Compensation: The credit hire company will seek to recover the full cost of the hire vehicle, including any associated charges, from the responsible party or their insurer.

Why Should You Consider Making a Credit Hire Claim?

A credit hire claim is an essential service for individuals who require a replacement vehicle after an accident. Without this option, you could be left without transportation, which may affect your work, personal life, and financial stability. By pursuing a credit hire claim, you ensure that you are not left financially burdened by the cost of a replacement vehicle when the accident wasn’t your fault.

How HPA Solicitors Ltd Can Help You

At HPA Solicitors Ltd, we understand the stress and disruption that an accident can cause. We work closely with our clients to ensure they receive the best possible service and compensation for their credit hire claims. Our team of expert solicitors will guide you through the process, from arranging a replacement vehicle to negotiating with the at-fault party’s insurance company.

We offer a no-win, no-fee service, meaning you don’t have to worry about upfront costs. Our priority is to make sure you get the compensation you deserve for the cost of the hire vehicle, as well as any other losses incurred due to the accident. Whether it’s dealing with your insurance claim, managing negotiations, or pursuing a legal case, HPA Solicitors Ltd is here to help you get back on the road quickly.

If you’ve been involved in a road traffic accident that wasn’t your fault and need a replacement vehicle, contact HPA Solicitors Ltd today for a free consultation. Let us handle the legal complexities so that you can focus on getting back to your normal life without the added stress of a hire vehicle dispute.